Compliance Anti-Money Laundering AML/CFT Regulation Risk Management Remittances Money Transmission MSB Identity Development Disruption Fintech Startups Public Policy Financial Inclusion
I help fintech startups build MVCPs (minimum viable compliant products), and mature companies optimize the risk/reward equation. I help organizations successfully manage regulatory and compliance risks, as well as execute, measure, and sustain their operations. I research the policy, regulatory, operational and societal implications of blockchains and distributed ledger technologies.
Strong research, management, leadership and strategy execution skills. Focus on strategic, functional and organizational alignment as keys to building and sustaining high-impact systems and cultures.
Certified Anti-Money Laundering Specialist (CAMS) since 2003. With over 13 years' experience of building and managing AML and regulatory compliance programs for multiple international jurisdictions, including Canada, Italy, the United States and Spain, have been recognized as a pioneer in the development of compliance, operational and risk management best practices for the money remittance industry.
In August of 2008, was granted permanent resident status by the United States Citizenship and Immigration Services "by reason of extraordinary ability" in the fields of Anti-Money Laundering and Combating the Financing of Terrorism.
- Anti-Money Laundering and compliance operations, systems and tools
- Bitcoin & crypto-currencies
- Business intelligence, predictive analytics and data mining
- Business process engineering and management
- Customer Relationship Management and service design
- Data design and management
- Emerging applied technologies (cloud computing)
- Enterprise Risk Management
- Prepaid cards, mobile and electronic payments
- Organizational design and development
- Strategic business development
- UX/UI Design
EVP of Business Development
November 2015 - present
Lead Coinalytics growth strategy and investor relations, while informing product and organizational design.
Coinalytics' mission is to enable enterprises to derive in real-time actionable insights, business intelligence and risk assessments from blockchains and decentralized applications. We are focused on creating the world's leading blockchain intelligence platform by leveraging the latest advances in distributed computing, machine learning and artificial intelligence.
November 2013 - present
Helping fintech startups build their MVCP (Minimum Viable Compliant Product)
ADVISOR at: BitPagos, BitWage, Blinktrade, Blockchain of Things, Coinalytics, Koibanx/Rootstock, meXBT, Serica
INVESTOR at: Compology, DailyDrip, Entrusters, Factom, Tierion, Unidos
MENTOR at: BBVA Open Talent (America, Europe), Finnovista (America), Founder Institute (Panama), Plug & Play Tech Center (Silicon Valley), StartupBootCamp (America)
EVP of Strategic Partnerships and Chief Transparency Officer
April 2014 - May 2015
Co-Founder, EVP & Compliance Officer
Unidos Financial Services, Inc.
August 2006 - March 2014
Vice President of Service & Chief Compliance Officer
Remesas Quisqueyana, Inc.
February 2002 - August 2006
Universidad de Palermo
1997 - 2000
Areas of research: Customer Relationship Management, Marketing Research, Quality, Services Marketing
Universidad del Salvador
BAs, Graduate Diploma
1988 - 1999
Over the course of a decade, obtained several bachelor degrees in the fields of Applied Linguistics and Education.
Mars Hill College
1991 - 1991
ISEP Exchange Student - Undergraduate studies in American Government, American History, English Literature and Music
Virginia Commonwealth University
1991 - 1991
ISEP Exchange Student - Undergraduate studies in American Literature and Music
Have you advised any clients on ICOs? If not, can you recommend law firms that are providing good guidance in this area?
In particular, wondering the scope of the legal work that needs to go into supporting a REPUTABLE ICO?
Since cannabis laws can differ between the state and federal level and since cannabis businesses cannot open basic banking accounts or access other banking services, do you have a view on the use of bitcoin or blockchain technology in the cannabis sector?
If my business adopts bitcoin how do I know the buyers of my products are not criminals and trying to launder money when they buy products?
What are the controls to ensure I am not dealing with criminal elements when they insist on paying with Bitcoin?